Privacy Policy

JK Insurance Brokers is a trading style of JK Mortgage Brokers Ltd.

Registered Office:

Email: [email protected]

Telephone: 01737 333249

JK Mortgage Brokers Ltd acts as an independent insurance and protection intermediary.

We may collect and process the following categories of personal information:

• Name, address, date of birth and contact details
• Employment and occupation information
• Financial information, including income and expenditure
• Credit history and credit reference data
• Identification and verification documents
• Information relating to dependants and beneficiaries
• Health and lifestyle information where relevant to insurance applications
• Details relating to your insurance requirements and objectives
• Communications between you and us

We use your personal data to:

• Provide insurance and protection advice
• Assess your needs and objectives
• Identify suitable insurance providers and products
• Submit insurance applications on your behalf
• Administer and service policies
• Carry out identity verification checks
• Prevent fraud and financial crime
• Meet our legal and regulatory obligations
• Contact you regarding your application, policy or future reviews
• Improve our services and customer experience

We process personal data under one or more of the following lawful bases:

• Performance of a contract
• Compliance with legal and regulatory obligations
• Legitimate interests in providing and improving our services
• Consent, where required, including certain marketing activities

Some insurance products require us to process sensitive personal information, including health information.

Where required, we will obtain your explicit consent before collecting and processing this information.

We may share your information with:

• Insurance companies and product providers
• Underwriters and reinsurers
• Credit reference agencies
• Fraud prevention agencies
• Compliance and regulatory service providers
• IT, CRM and document management providers
• Professional advisers, auditors and regulators
• Law enforcement or government authorities where required by law

We will only share information necessary for the provision of our services or to comply with legal obligations.

We take appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, misuse or disclosure.

Your information is stored securely on systems located within the United Kingdom or European Economic Area (EEA), or in jurisdictions providing equivalent levels of protection.

We retain your personal information for a minimum of six years after the end of our relationship with you in accordance with regulatory requirements.

Where required by law, regulation or legitimate business need, information may be retained for longer periods.

Under UK data protection legislation, you have the right to:

• Access your personal data
• Request correction of inaccurate information
• Request erasure of your personal data where applicable
• Restrict or object to processing
• Request transfer of your data
• Withdraw consent at any time where processing is based on consent

Requests should be submitted using the contact details provided within this policy.

We may occasionally contact you regarding policy reviews, product updates or other relevant services.

You may opt out of marketing communications at any time by contacting us or using the unsubscribe option provided within communications.

If you are unhappy with how we process your personal information, please contact us in the first instance.

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO).

Website: www.ico.org.uk

Our website uses cookies and similar technologies to improve user experience, analyse website traffic and enhance website functionality.

For further information on how cookies are used, please refer to our Cookie Policy.

We may update this Privacy Policy from time to time to reflect changes in legal, regulatory or operational requirements.

The latest version will always be available on our website.